Lighthouse Advisory Services specializes in financing commercial real estate properties for borrowers.
Why consider Lighthouse for Commercial Real Estate Financing?
Our team will work with you to ensure we develop the best possible capital plan. Our broad capital sources enable us to provide financing from $500 thousand to $250 million. We have strong relationships with a number of lenders including Banks, CMBS Lenders, Finance Companies, Life Insurance Companies, Agency Lenders, SBA Lenders, Pension Funds, Private Equity and Opportunity Funds.
Financing executions provided include:
- Permanent Financing on Investment Properties (Recourse and Non Recourse)
- Bridge and Mezzanine financing
- Owner-occupied and SBA financing
Lending Parameters
Permanent Financing on Investment Properties (Recourse and Non Recourse)
| Loan Size: | Minimum $500,000 – $250,000,000 |
| Maximum LTV: | Up to 80% |
| Eligible Property: |
Multifamily and Manufactured Housing, Retail, Office and Medical Office, Industrial/Warehouse, Hospitality, Self Storage, Healthcare, Specialty, New Construction and all Owner-occupied properties. |
| Term: | 3, 5, 7 and 10 year loans |
| Amortization: | Up to 30 years |
| Minimum DSC: | 1.15x for variable rate 1.25x for fixed rate |
| Security: | First Mortgage |
| Interest Rate: | 4% – 6% |
| Recourse: | Flexible |
| Geographic Location: | Continental United States |
| Transactions: | Acquisition, Refinance and Construction |
| Typical Closing: | 45-60 Days |
Bridge and Mezzanine financing
| Loan Size: | Minimum $5,000,000 – $50,000,000 |
| Maximum LTV: | Up to 90% |
| Eligible Property: |
Multifamily, Retail, Office and Medical Office, Industrial/Warehouse, Hospitality, Self Storage, Healthcare and Specialty |
| Term: | 1,2 and 3 year loans |
| Amortization: | None |
| Minimum DSC: | Not Applicable |
| Interest Rate: | 8% – 12% |
| Recourse: | Flexible |
| Geographic Location: | Continental United States |
| Transactions: | Acquisition, Refinance and Rehabilitation |
| Typical Closing: | 30-60 Days |
Owner-occupied and SBA financing
| Loan Size: | Minimum $250,000 – $10,000,000 |
| Maximum LTV: | Up to 90% |
| Eligible Property: |
Retail, Office, Medical Office, Industrial/Warehouse, Fitness Centers, Auto Dealerships, Healthcare, Specialty and Construction. |
| Owner Occupancy: | More than 50% of the property |
| Term: | 3, 5 and 10 year loans |
| Amortization: | Up to 25 years |
| Minimum DSC: | 1.20x |
| Security: | First Mortgage |
| Interest Rate: | 5% – 6.5% |
| Recourse: | Full recourse |
| Geographic Location: | Continental United States |
| Transactions: | Acquisition, Refinance and Construction |
| Typical Closing: | 45-60 Days |
Lighthouse can also assist you with lender negotiations or recapitalization of potentially troubled assets that may have maturity issues or may be over-leveraged.
Contact Mario Cerasuolo for more information on our Commercial Real Estate Financing services.
