Commercial Real Estate Financing

Lighthouse Advisory Services specializes in financing commercial real estate properties for borrowers.

Why consider Lighthouse for Commercial Real Estate Financing?

Our team will work with you to ensure we develop the best possible capital plan. Our broad capital sources enable us to provide financing from $500 thousand to $250 million. We have strong relationships with a number of lenders including Banks, CMBS Lenders, Finance Companies, Life Insurance Companies, Agency Lenders, SBA Lenders, Pension Funds, Private Equity and Opportunity Funds.

Financing executions provided include:

  • Permanent Financing on Investment Properties (Recourse and Non Recourse)
  • Bridge and Mezzanine financing
  • Owner-occupied and SBA financing

Lending Parameters

Permanent Financing on Investment Properties (Recourse and Non Recourse)
Loan Size: Minimum $500,000 – $250,000,000
Maximum LTV: Up to 80%
Eligible Property:
Multifamily and Manufactured Housing, Retail, Office and Medical Office, Industrial/Warehouse, Hospitality, Self Storage, Healthcare, Specialty, New Construction and all Owner-occupied properties.
Term: 3, 5, 7 and 10 year loans
Amortization: Up to 30 years
Minimum DSCR: 1.15x
Security: First Mortgage
Interest Rate: 3.5% – 5.0%
Non-Recourse: Yes
Geographic Location: Continental United States
Transactions: Acquisition, Refinance and Construction
Typical Closing: 45-60 Days

 

Bridge and Mezzanine financing
Loan Size: Minimum $5,000,000 – $50,000,000
Maximum LTV: Up to 90%
Eligible Property:
Multifamily, Retail, Office and Medical Office, Industrial/Warehouse, Hospitality, Self Storage, Healthcare and Specialty
Term: 1,2 and 3 year loans
Amortization: None
Minimum DSC: Not Applicable
Interest Rate: 7% – 10%
Recourse: Flexible
Geographic Location: Continental United States
Transactions: Acquisition, Refinance and Rehabilitation
Typical Closing: 30-60 Days

 

Owner-occupied and SBA financing
Loan Size: Minimum $250,000 – $10,000,000
Maximum LTV: Up to 90%
Eligible Property:
Retail, Office, Medical Office, Industrial/Warehouse, Fitness Centers, Auto Dealerships, Healthcare, Specialty  and Construction.
Owner Occupancy: More than 50% of the property
Term: 3, 5 and 10 year loans
Amortization: Up to 25 years
Minimum DSCR: 1.20x
Security: First Mortgage
Interest Rate: 3.5% – 5.0%
Recourse: Full recourse
Geographic Location: Continental United States
Transactions: Acquisition, Refinance and Construction
Typical Closing: 45-60 Days

Lighthouse can also assist you with lender negotiations or recapitalization of potentially troubled assets that may have maturity issues or may be over-leveraged.

Contact Mario Cerasuolo for more information on our Commercial Real Estate Financing services.


Case Study

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