Comments for Lighthouse Advisory Services http://www.lighthouseas.com Commercial Real Estate Advisors Tue, 19 Oct 2010 13:37:20 +0000 hourly 1 http://wordpress.org/?v=3.2.1 Comment on 3 BANKS SHUT DOWN on October 15, 2010, 132 Banks fail in 2010!! by Jim Rowe http://www.lighthouseas.com/2010/10/18/3-banks-shut-down-on-october-15-2010-132-banks-fail-in-2010/#comment-56 Jim Rowe Tue, 19 Oct 2010 13:37:20 +0000 http://www.lighthouseas.com/?p=767#comment-56 The sooner problems with troubled banks are settled the better it will be for the economy. Delays in solving all individual economic and business problems will only exacerbate the problems of the whole economy. The sooner problems with troubled banks are settled the better it will be for the economy. Delays in solving all individual economic and business problems will only exacerbate the problems of the whole economy.

]]> Comment on 2 BANKS SHUT DOWN on September 24, 2010, 127 Banks fail in 2010!! by caregiver http://www.lighthouseas.com/2010/09/27/2-banks-shut-down-on-september-24-2010-127-banks-fail-in-2010/#comment-35 caregiver Thu, 30 Sep 2010 22:16:24 +0000 http://www.lighthouseas.com/?p=752#comment-35 Pretty nice post. I just stumbled upon your blog and wanted to say that I have really enjoyed browsing your blog posts. In any case I’ll be subscribing to your feed and I hope you write again soon! Pretty nice post. I just stumbled upon your blog and wanted to say that I have really enjoyed browsing your blog posts. In any case I’ll be subscribing to your feed and I hope you write again soon!

]]> Comment on 8 BANKS SHUT DOWN on August 20, 2010, 118 Banks fail in 2010!! by Kathy Deal http://www.lighthouseas.com/2010/08/23/8-banks-shut-down-on-august-20-2010-118-banks-fail-in-2010/#comment-34 Kathy Deal Wed, 29 Sep 2010 21:46:07 +0000 http://www.lighthouseas.com/?p=731#comment-34 I got just this week 300m in assets for bid from FDIC and almost 700m in notes from them for bid. They are definitely pushing it out. I got just this week 300m in assets for bid from FDIC and almost 700m in notes from them for bid. They are definitely pushing it out.

]]> Comment on 8 BANKS SHUT DOWN on August 20, 2010, 118 Banks fail in 2010!! by Mario Cerasuolo http://www.lighthouseas.com/2010/08/23/8-banks-shut-down-on-august-20-2010-118-banks-fail-in-2010/#comment-33 Mario Cerasuolo Tue, 28 Sep 2010 22:40:31 +0000 http://www.lighthouseas.com/?p=731#comment-33 Luciana, Most assets of the failed bank are taken over by the acquiring institution. Any assets that are not taken over by the acquiring bank are sold at a later data via an FDIC Auction Sale. Mario.Cerasuolo@LighthouseAS.com Luciana,

Most assets of the failed bank are taken over by the acquiring institution. Any assets that are not taken over by the acquiring bank are sold at a later data via an FDIC Auction Sale.

Mario.Cerasuolo@LighthouseAS.com

]]> Comment on 1 BANK SHUTS DOWN on August 13, 2010, 110 Banks fail in 2010!! by david http://www.lighthouseas.com/2010/08/16/1-bank-shuts-down-on-august-13-2010-110-banks-fail-in-2010/#comment-17 david Thu, 09 Sep 2010 08:13:49 +0000 http://www.lighthouseas.com/?p=723#comment-17 After all those banks fails in 2010 in North America, how much impact its going to have on SE Asia Financial sectors? and interesting to see how MAS is going to react to it. After all those banks fails in 2010 in North America, how much impact its going to have on SE Asia Financial sectors? and interesting to see how MAS is going to react to it.

]]> Comment on Should the cap rate for Credit Union MBLs be raised??? by Monty Neiss http://www.lighthouseas.com/2010/08/05/should-the-cap-rate-for-credit-union-mbls-be-raised/#comment-14 Monty Neiss Wed, 01 Sep 2010 15:44:08 +0000 http://www.lighthouseas.com/?p=686#comment-14 Observed your webblog via msn the other day and absolutely enjoy it. Carry on this fantastic work. Observed your webblog via msn the other day and absolutely enjoy it. Carry on this fantastic work.

]]> Comment on Should the cap rate for Credit Union MBLs be raised??? by Johna Clapp http://www.lighthouseas.com/2010/08/05/should-the-cap-rate-for-credit-union-mbls-be-raised/#comment-12 Johna Clapp Tue, 31 Aug 2010 09:33:02 +0000 http://www.lighthouseas.com/?p=686#comment-12 This is the perfect post and may be one that you should followed up to see what the results are A chum sent this link the other day and I will be excitedly awaiting your next write. Proceed on the first rate work. This is the perfect post and may be one that you should followed up to see what the results are

A chum sent this link the other day and I will be excitedly awaiting your next write. Proceed on the first rate work.

]]> Comment on 1 BANK SHUTS DOWN on August 13, 2010, 110 Banks fail in 2010!! by Rizalianmi Tambunan http://www.lighthouseas.com/2010/08/16/1-bank-shuts-down-on-august-13-2010-110-banks-fail-in-2010/#comment-11 Rizalianmi Tambunan Wed, 25 Aug 2010 07:02:04 +0000 http://www.lighthouseas.com/?p=723#comment-11 Dear Mario, Could you give an analysis regarding this trend "bank shut down" in US lately? Dear Mario,

Could you give an analysis regarding this trend “bank shut down” in US lately?

]]> Comment on 8 BANKS SHUT DOWN on August 20, 2010, 118 Banks fail in 2010!! by Greg Gamble http://www.lighthouseas.com/2010/08/23/8-banks-shut-down-on-august-20-2010-118-banks-fail-in-2010/#comment-10 Greg Gamble Tue, 24 Aug 2010 03:21:04 +0000 http://www.lighthouseas.com/?p=731#comment-10 We wont hit 200 this year as predicted by many in the first quarter of 2010. But there will be another 50 by years end. And still 20 to 30 more the first quarter of 2011. So what is the common denominator for most of these local banks. Over exposure of commercial construction financing. Many in our state simply leveraged themselves beyond their capacity and went beyond a 25% limit of construction loans up to in some cases as high as 35%. When a $3 billion dollar bank takes takes on commercial construction debt that totals more than a third of their worth, they were going beyond any "typical standards" that they has set for themselves. Foolishness. Absolute Foolishness and they have no one to blame but themselves. We wont hit 200 this year as predicted by many in the first quarter of 2010. But there will be another 50 by years end.

And still 20 to 30 more the first quarter of 2011.

So what is the common denominator for most of these local banks. Over exposure of commercial construction financing. Many in our state simply leveraged themselves beyond their capacity and went beyond a 25% limit of construction loans up to in some cases as high as 35%. When a $3 billion dollar bank takes takes on commercial construction debt that totals more than a third of their worth, they were going beyond any “typical standards” that they has set for themselves. Foolishness. Absolute Foolishness and they have no one to blame but themselves.

]]> Comment on 8 BANKS SHUT DOWN on August 20, 2010, 118 Banks fail in 2010!! by Luciana Barreto http://www.lighthouseas.com/2010/08/23/8-banks-shut-down-on-august-20-2010-118-banks-fail-in-2010/#comment-9 Luciana Barreto Tue, 24 Aug 2010 02:08:04 +0000 http://www.lighthouseas.com/?p=731#comment-9 How can I get a list of the assets in Florida? Thank you. How can I get a list of the assets in Florida? Thank you.

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